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Service Charge Update


Please be advised that the following updated service charges are highlighted in red and will take effect on January 1, 2025.

  • $1.50 per cheque, manual debit or cash withdrawal.
  • $1.50 per CAD CU ACCULINK ATM withdrawal, POS, electronic debit, or INTERAC eTransfer.
  • One (1) free item per month.
  • $3.00 per INTERAC withdrawal to be charged at end of day. This fee is not included as a free service chargeable item.
  • $5.00 per CIRRUS withdrawal to be charged at end of day. This fee is not included as a free service chargeable item.
  • $3.00 per printed statement (eStatements are free).
BUSINESS CHEQUING
  • $1.50 per cheque, manual debit or cash withdrawal.
  • $1.50 per CAD CU ACCULINK ATM withdrawal, POS, electronic debit, or INTERAC eTransfer.
  • $1.50 per manually posted deposit.
  • No charge for electronic deposits.
  • One $1.50 credit for every $4,000 balance maintained, applied against month-end service charge total.
  • $5.00 standard monthly maintenance.
  • $3.00 per INTERAC withdrawal to be charged at end of day.
  • $5.00 per CIRRUS withdrawal to be charged at end of day.
  • $3.00 per printed statement (eStatements are free).


BUSINESS EDGE
  • $1.50 per cheque, manual debit or cash withdrawal.
  • $1.50 per CAD CU ACCULINK ATM withdrawal, POS, electronic debit, or INTERAC eTransfer.
  • $1.50 per manually posted deposit.
  • No charge for electronic deposits.
  • $2.00 monthly maintenance fee charged only if the minimum monthly balance is less than $4,000.
  • $3.00 per INTERAC withdrawal to be charged at end of day.
  • $5.00 per CIRRUS withdrawal to be charged at end of day.
  • $3.00 per printed statement (eStatements are free).


BUSINESS UNLIMITED
  • $40.00 per month.
  • No charge for cheques, manual transfers, cash withdrawals, or manual deposits.
  • No charge for Weyburn CAD CU ACCULINK ATM withdrawal, POS, electronic debit, or INTERAC eTransfers*
  • No charge for manually posted deposits.
  • No charge for electronic deposits.
  • Monthly interest paid based on minimum balance and via a tiered structure.
  • $3.00 per INTERAC withdrawal to be charged at end of day. Minimum balance option does not apply.
  • $5.00 per CIRRUS withdrawal to be charged at end of day. Minimum balance option does not apply.
  • No monthly fee, if $40,000 minimum balance is maintained for the entire month.
  • $3.00 per printed statement (eStatements are free).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).
  • 20 free transaction items per month (does not include INTERAC or CIRRUS ATM withdrawals).
  • After the 20 free transactions per month, the following service charges apply:
    • $1.50 per cheque, manual debit or cash withdrawal.
    • $1.50 per CAD CU ACCULINK, POS, electronic debit, or INTERAC eTransfer*.
  • One $1.50 credit for every $3,000 balance maintained, applied against month-end service charge total.
  • $3.00 per INTERAC withdrawal to be charged at end of day.
  • $5.00 per CIRRUS withdrawal to be charged at end of day.
  • A maximum of 50 Cheque Source cheques, personal size or business size (binders not included) are provided free of charge annually. If personalized cheques from Davis & Henderson are required, the cost of the cheques is the responsibility of the organization.
  • Free monthly statements (both printed or eStatements).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).
FAT CAT CHEQUING
  • No charge for cheque, manual debit or cash withdrawal.
  • No charge for CAD CU ACCULINK ATM withdrawal, POS, electronic debit, or INTERAC eTransfer*.
  • $3.00 per INTERAC withdrawal to be charged at end of day.
  • $5.00 per CIRRUS withdrawal to be charged at end of day.
  • Free printed statements.
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).

FAT CAT SAVINGS

  • No charge for deposits.
  • One free transaction per month;
  • $3.00 per additional CAD CU ACCULINK ATM withdrawal, POS, electronic debit, or INTERAC eTransfer;
  • $3.00 per additional manual debit or cash withdrawal.
  • $3.00 per INTERAC withdrawal to be charged at end of day. Minimum balance option does not apply.
  • $5.00 per CIRRUS withdrawal to be charged at end of day. Minimum balance option does not apply.
Free printed statements.
  • 50 free transaction items per month (does not include INTERAC or CIRRUS ATM withdrawals).
  • After the 50 free transaction items per month, $1.50 per transaction item (cheque, manual debit, cash withdrawal, CAD CU ACCULINK ATM withdrawal, MemberCard, POS, electronic debit, or INTERAC eTransfer*) will be charged.
  • Two free INTERAC ATM withdrawals per month. $3.00 per transaction if free service is surpassed.
  • $5.00 per CIRRUS withdrawal to be charged at end of day. This fee is not included as a free service chargeable item.
  • Does not include line of credit and overdraft charges.
  • $3.00 per printed statement (eStatements are free).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).
HEADSTART CHEQUING 
  • No charge for cheque, manual debit or cash withdrawal.
  • No charge for CAD CU ACCULINK ATM withdrawal, , POS, electronic debit, or INTERAC eTransfer*.
  • $3.00 per INTERAC withdrawal to be charged at end of day.
  • $5.00 per CIRRUS withdrawal to be charged at end of day.
  • Free printed statements.
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).


HEADSTART SAVINGS
  • No charge for deposits.
  • One free transaction per month;
  • $3.00 per additional CAD CU ACCULINK ATM withdrawal, POS, electronic debit, or INTERAC eTransfer;
  • $3.00 per additional manual debit or cash withdrawal.
  • $3.00 per INTERAC withdrawal to be charged at end of day. Minimum balance option does not apply.
  • $5.00 per CIRRUS withdrawal to be charged at end of day. Minimum balance option does not apply.
  • Free printed statements.
LIFE START CHEQUING 
  • $7.00 per month.
  • No charge for deposits.
  • $1.50 for cheque, manual debit, or cash withdrawal.
  • Unlimited CAD CU ACCULINK ATM withdrawal, POS, electronic debit, or INTERAC eTransfer*.
  • $3.00 per INTERAC withdrawal to be charged at end of day. Minimum balance option does not apply.
  • $5.00 per CIRRUS withdrawal to be charged at end of day. Minimum balance option does not apply.
  • $3.00 per printed statement (eStatements are free).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).


LIFE START SAVINGS
  • One free transaction per month.
  • $3.00 per additional CAD CU ACCULINK ATM withdrawal, POS, electronic debit, or INTERAC eTransfer.
  • $3.00 per additional manual debit or cash withdrawal.
  • No charge for deposits.
  • $3.00 per INTERAC withdrawal to be charged at end of day. Minimum balance option does not apply.
  • $5.00 per CIRRUS withdrawal to be charged at end of day. Minimum balance option does not apply.
  • $3.00 per printed statement (eStatements are free).
LOW FEE
  • $4.00 per month.
  • No charge for deposits.
  • 8 debit transactions included (electronic and/or manual), excludes INTERAC or CIRRUS ATM withdrawals.
  • After 8 transactions, $1.50 per cheque, manual debit or cash withdrawal, CAD CU ACCULINK ATM withdrawal, POS electronic debit, or INTERAC eTransfer*.
  • $4.00 monthly fee waived if a minimum monthly balance of $3,000 is maintained.
  • $3.00 per INTERAC withdrawal to be charged at end of day.
  • $5.00 per CIRRUS withdrawal to be charged at end of day.
  • $3.00 per printed statement (eStatements are free).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).
MAXIMIZER
  • $1.50 per cheque, manual debit or cash withdrawal.
  • $1.50 per CAD CU ACCULINK ATM withdrawal, POS electronic debit, or INTERAC eTransfer*.
  • All items free if minimum monthly balance of $3,000 is maintained.
  • $2.00 monthly maintenance fee charged only if the minimum monthly balance is less than$3,000.
  • $3.00 per INTERAC withdrawal to be charged at end of day. Minimum balance option does not apply.
  • $5.00 per CIRRUS withdrawal to be charged at end of day. Minimum balance option does not apply.
  • $3.00 per printed statement (eStatements are free).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).

MAXIMIZER - MSP
  • 30 free items per month for $10.00 (does not include INTERAC or CIRRUS ATM withdrawals).
  • After the 30 free transaction items per month, $1.50 per transaction item (cheque, manual debit, cash withdrawal, CAD CU ACCULINK ATM withdrawal, MemberCard, POS, electronic debit, or INTERAC eTransfer*) will be charged.
  • $3.00 per INTERAC withdrawal to be charged at end of day. This fee is not included as a free service chargeable item. 
  • $5.00 per CIRRUS withdrawal to be charged at end of day. This fee is not included as a free service chargeable item.
  • Manager's Trust cheques (CAD and USD) $5.00.
  • Safety Deposit Box – annual reduction of $5.00 on the rental of any size box.
  • Does not include line of credit and overdraft charges.
  • $3.00 per printed statement (eStatements are free).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).

MAXIMIZER - MSPP
  • $20.00 per month for unlimited transactions.
  • No charge for cheque, manual debit or cash withdrawal.
  • No charge for CAD CU ACCULINK ATM withdrawal, POS electronic debit, or INTERAC eTransfer*.
  • $3.00 per INTERAC withdrawal to be charged at end of day.
  • $5.00 per CIRRUS withdrawal to be charged at end of day.
  • Manager's Trust cheques (CAD and USD) - $5.00.
  • Safety Deposit Box – annual reduction of $5.00 on the rental of any size box.
  • Does not include line of credit and overdraft charges.
  • $3.00 per printed statement (eStatements are free).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).
  • Can be attached to any personal savings or personal chequing account for a limited time (3 or 6 months)
  • All standard items free (electronic and manual transactions, Interac eTransfers*)
  • $3.00 per INTERAC withdrawal; minimum balance option does not apply.
  • $5.00 per CIRRUS withdrawal; minimum balance option does not apply.
  • At month end, total service charges are debited from the account, followed by an immediate credit back to the members of the same amount. This provides a written record of the service charges, as well as equates a value to the promo package.
  • $3.00 per printed statement (eStatements are free).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).
  • $1.50 per cheque, manual debit or cash withdrawal.
  • $1.50 per CAD CU ACCULINK ATM withdrawal, POS electronic debit., or INTERAC eTransfer.
  • One $1.50 credit for every $3,000.00 balance maintained, applied against month-end service charge total.
  • $2.00 monthly maintenance fee charged only if the minimum monthly balance is less than $3,000.00.
  • $3.00 per INTERAC withdrawal to be charged at end of day.
  • $5.00 per CIRRUS withdrawal to be charged at end of day.
  • $3.00 per printed statement (eStatements are free).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).
PLAN 24
  • $3.00 per transaction item (manual debit, cash withdrawal, CAD CU ACCULINK ATM withdrawal, MemberCard, POS, electronic debit, or INTERAC eTransfer).
  • One (1) free transaction per month.
  • $3.00 per INTERAC withdrawal to be charged at end of day.
  • $5.00 per CIRRUS withdrawal to be charged at end of day
  • $3.00 per printed statement (eStatements are free).
  • No charge for cheque, manual debit or cash withdrawal.
  • No charge for CAD CU ACCULINK ATM withdrawal, POS electronic debit, or INTERAC eTransfer*.
  • $2.00 monthly maintenance fee charged only if the minimum monthly balance is less than $$3,000.
  • $3.00 per INTERAC withdrawal to be charged at end of day.
  • $5.00 per CIRRUS withdrawal to be charged at end of day.
  • Manager's Trust cheques (CAD and USD) $5.00.
  • Safety Deposit Box – annual reduction of $5.00 on the rental of any size box.
  • Free monthly statements (both printed or eStatements).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).
  • No charge for deposits.
  • One free debit transaction per month.
  • $5.00 per additional manual debit.
  • $5.00 per bill payment (in-branch or via MemberDirect).
  • $5.00 per additional electronic debit through MemberDirect/Touchtone Teleservice.
  • $5.00 per additional electronic debit through AFT/EFT/PAT.
  • INTERAC Withdrawal – N/A as ATM withdrawals not allowed through this account.
  • CIRRUS Withdrawal – N/A as ATM withdrawals not allowed through this account.
  • $3.00 per printed statement (eStatements are free).
  • $20.00 fee for maximum $30.00 free service charges.
  • No charge for cheque, manual debit, or cash withdrawal. $1.50 if free service chargeable dollar value is surpassed.
  • No charge for CAD CU ACCULINK ATM withdrawal, POS electronic debit, or INTERAC eTransfer*.  $1.50 if free service chargeable dollar value is surpassed.
  • No charge for manual deposits. $1.50 if free service chargeable dollar value is surpassed.
  • No charge for electronic deposits.
  • $3.00 per INTERAC withdrawal to be charged at end of day. This fee is not included as a free service chargeable item. 
  • $5.00 per CIRRUS withdrawal to be charged at end of day. This fee is not included as a free service chargeable item.
  • Does not include line of credit and overdraft charges.
  • $3.00 per printed statement (eStatements are free).
*Maximum 30 outgoing INTERAC eTransfers included in monthly fee. ($1.50 per item after maximum is exceeded).
U.S. DOLLAR - PERSONAL
  • One (1) free transaction per month.
  • $1.50 per subsequent transaction item (cheque, manual debit, cash withdrawal, and electronic items)
  • $3.00 per printed statement (eStatements are free).

U.S. DOLLAR - BUSINESS
  • One (1) free transaction per month.
  • $1.50 per subsequent transaction item (cheque, manual debit, cash withdrawal, and electronic items)
  • $3.00 per printed statement (eStatements are free).

With the monthly fee for paper statements increasing from $2.00 to $3.00 we encourage you to switch to electronic statements, which remain free, as a convenient and cost-effective alternative.


We appreciate your understanding and continued support. If you have any questions or need further assistance, please do not hesitate to contact us. Thank you for being a valued member.

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