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A Bright Start

to endless possibilities



Financial freedom begins here!
Our Bright Start Suite is designed to empower youth and young adults (ages 0-25) with tools to manage money smartly, build confidence, and achieve their goals.

Whether you’re just starting your financial journey or preparing for life’s next big milestone, Bright Start offers everything you need to succeed.

Bright Start Accounts

Bright Start Spending Account

For ages 0-25

The Bright Start spending account is designed to help you grow your financial confidence while enjoying the freedom of a feature-packed, worry-free account.

KEY FEATURES:

  • It’s Free! Forget about monthly service charges—the Bright Start account ensures your money stays exactly where it should: with you.

  • Limitless Transactions! Seamlessly manage your money with unlimited deposits, in-store debits, cheques, and credit union ATMs.

  • 30 Free e-Transfers each month. After your first 30 free e-Transfers, each additional transfer is $1.50.

Bright Start Savings Account

For ages 0-25

Build your future with a savings account that helps every dollar work harder.

KEY FEATURES:

  • Earn More on Every Dollar. Enjoy a competitive interest rate, no fees for deposits, and one free withdrawal per month to keep your savings growing.

BRIGHT IDEA

  • Put your savings on auto-pilot. A Pre-Authorized Contribution (PAC) makes saving simple and helps you build strong financial habits.

Take the first step toward reaching your goals—open your Bright Start savings account today and watch your savings grow.

BRIGHT START WELCOME BONUS!
$50 ON US TO GET YOU STARTED!

Get started with an extra boost—receive a $50 bonus when you open your Bright Start spending account!

Bright Start Bundle

For ages 18+

Take your financial independence to the next level with the Bright Start Bundle. This complete toolkit combines spending, saving, and credit-building products to give you a head start toward your dreams.

$100 BRIGHT START BUNDLE BONUS

Combine all four products to unlock an extra $100 bonus!
Including the Bright Start spending account Welcome Bonus —that gives you up to $150 in total rewards to jump-start your financial success!
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1. Bright Start Spending Account

All the perks of a fee-free, limitless account—plus a $50 bonus!

2. Bright Start Savings Account

Grow your savings with competitive interest rates and automated contributions.

3. Bright Start Credit Options

Choose the best credit solution to build your financial future—whether it's overdraft protection for unexpected costs, an express loan for quick access to funds, or a student line of credit with low-interest rates to keep you focused on your goals.

4. Cash Back Mastercard®

Earn rewards on every purchase and establish a strong credit history.
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Ready to Brighten Your Financial Future?

The Bright Start Suite isn’t just banking—it’s about independence, confidence, and endless possibilities. With tools designed for every stage of your journey, we’re here to support you from your first paycheck to your next big adventure.
Video appointments are available!
Get started today 
Open your Bright Start account today and take the first step toward financial freedom.
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Most Youth Accounts Will Seamlessly Transition
On April 3, most youth accounts will automatically move to Bright Start with no action required. If you have questions, please reach out to us at 306.842.6641.
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Call us at 306 842 6641
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