CU Express
Mortgage
Home Equity Line of Credit
Harness the Power of Your Home Equity – with Flexible Borrowing, Your Way
A home equity loan with ongoing access to funds—borrow, repay, and borrow again up to your pre-approved limit, only paying interest on what you use.
How the CU Express Mortgage Works
The CU Express Mortgage is a home equity loan that gives you ongoing access to funds—commonly referred to as a HELOC (Home Equity Line of Credit).
One-time approval
Get a pre-approved borrowing limit based on your home’s equity.
Access funds anytime
Withdraw money as needed via online banking or by phone.
Only pay for what you use
Interest applies only to borrowed amounts, not your full limit.
Repay & Borrow Again
As you pay it back, funds become available again.
Use it your way
Home renovations, major purchases, debt consolidation, and more!
Why Choose a CU Express Mortgage?
Ongoing Access to Funds
Borrow, repay, and borrow again without reapplying.
No Need to Visit a Branch
Easily transfer funds through online banking or by phone.
Save on Interest
Only pay interest on what you borrow, not your full limit.
Leverage Your Home’s Equity
A smarter way to fund big expenses.
Flexible Repayment Options
Pay off early without penalties.
How You Can Use It
How You Can Use It

Home improvements
Home improvements
Upgrade your kitchen, add a deck, or refresh your space.

Large purchases
Large purchases
Buy furniture, appliances, or other big-ticket items.

Debt consolidation
Debt consolidation
Pay off high-interest debt with one lower-rate loan.

Vehicle purchases
Vehicle purchases
Finance a new or used car with better rates than a traditional auto loan.

Education expenses
Education expenses
Invest in tuition, training, or personal development.

Unexpected expenses
Unexpected expenses
Always be prepared for life’s surprises.

Home improvements
Home improvements
Upgrade your kitchen, add a deck, or refresh your space.

Large purchases
Large purchases
Buy furniture, appliances, or other big-ticket items.

Debt consolidation
Debt consolidation
Pay off high-interest debt with one lower-rate loan.

Vehicle purchases
Vehicle purchases
Finance a new or used car with better rates than a traditional auto loan.

Education expenses
Education expenses
Invest in tuition, training, or personal development.

Unexpected expenses
Unexpected expenses
Always be prepared for life’s surprises.
Flexible borrowing, your way.
Access your home’s equity when you need it, without the hassle of reapplying.