Important Notice for Business Members:


We're currently experiencing issues with dual authentication on our website.

Please use the WCU Mobile App to authorize transactions. Need help? Visit us in-branch to use one of our iPads.

Thank you for your patience!



Term Deposits

Safe. Simple. Guaranteed.

Featured Rates

Term Deposit Rate Special

1 Year


A Term Deposit is a secure way to grow your money with confidence. Your investment—and your return—are guaranteed. Whether you’re planning ahead for retirement, building a nest egg for your family, or simply looking for a worry-free place to save, Term Deposits offer peace of mind and steady growth.


Your Options

Fixed Term Deposits (Non-Redeemable)

Earn the highest available rate by locking in your money for the full length of the term. A safe, predictable choice when you don’t need immediate access to your funds.


  • Typically, these offer the highest interest rates

  • Funds stay locked until maturity

  • Minimum deposit: $500 (longer terms) or $5,000 (shorter terms)

  • Ideal for long-term savings goals like retirement, legacy, or big purchases

Redeemable Term Deposit

Enjoy the flexibility of accessing your money before maturity if you need it, while still earning a guaranteed return. Perfect for short-term savings or when life’s plans may change.


  • Guaranteed interest with flexible access

  • Withdraw funds anytime without penalty

  • Minimum deposit: $500 (longer terms) or $5,000 (shorter terms)

  • Great for emergency savings, short-term goals, or added peace of mind

Why Our Members Trust Term Deposits

Because trust is built on certainty. With a Term Deposit, your money is guaranteed to grow, no matter what the markets do. Our members know they can count on Term Deposits to provide safety, steady returns, and the flexibility to fit their goals—whether that’s leaving a legacy, saving for a big milestone, or simply building a financial cushion.
3Cardicons365x1702

Guaranteed growth

Your money is 100% safe.

3Cardicons365x1702

Peace of mind

No market swings or surprises.

3Cardicons365x1702

Flexible choices

Lock in the best rate, or keep access open.

3Cardicons365x1702

Low minimums

Start with as little as $500.

3Cardicons365x1702

A lasting impact

A reliable way to provide for yourself and your loved ones

Your Term Deposits Are Fully Guaranteed
From your very first dollar to $1 million—or more—every cent you invest in a Term Deposit at Weyburn Credit Union is 100% protected. No limits on coverage, just complete confidence that your money is safe and growing with us.
Getting Started Is Easy
Ready to invest? Your guaranteed growth starts today.


Call us at 306.842.6641 and we’ll be happy to help.

Boost your financial know-how

Check out our Financial Literacy Hub for helpful tips, articles and resources.


3Cardiconsphotosv2 365X170v219 (1)
Ladder Your Way to Better Returns

Term deposits are short on excitement, but long on peace of mind. If you’re looking for a secure investment with a guaranteed rate of return they’re hard to beat.

The trouble? Interest rates are unpredictable and that makes investing in term deposits tricky.

3Cardiconsphotosv2 365X17019
The Bank of Canada and Interest Rates

The first thing to note is that many factors influence interest rates, including – as we’ve seen time and time again – events well beyond our borders. However, with that being said, it’s certainly true that the Bank of Canada does indeed influence interest rates through its inflation targets.

We're ultra-local & here to help!

This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.